Justin Wager
Mortgage Loan Officer / Broker
Let’s get you started with a faster, easier, cheaper mortgage 👇
Award-Winning Mortgage Broker in San Antonio – Verified with 148 IQ
LOAN OPTIONS SERVICES
Finding You The Best Mortgage Option
Live Market Pricing
The FASTEST HELOC IN TEXAS
✅ Funded in as little as 15 business days.
✅ NO APPRAISAL (Value determined in SECONDS). If you need more, appraisal under $200!
✅ NO HARD PULL to check rates or preapprove
✅ 5-minute online application – no hassle
✅ NO title or extra closing fees
✅ Redraw up to 100% ANY time — no prepay penalties
✅ 100% of funds at closing — deposited into your account, use it however you want
✅ Borrow $25K–$750K — self-employed? Bank statements work, not your taxes
✅ Pay off high-interest balances at closing — fix your DTI instantly
✅ Erase old debt before your new HELOC is calculated — qualify for more
✅ Most HELOCs fund in 12–18 DAYS — no 45–60 day waits
THIS IS YOUR EXIT STRATEGY: ? Credit Score: 600+ (Yes, even if your credit has taken a hit!) ? Loan Amount: $25k – $750k ? Terms: 3-year draw period, followed by a 20-year repayment period. Debt Eliminator: We pay off your toxic debt AT CLOSING to fix your DTI instantly.
Do not let your pride keep you broke. Access your equity. Kill the 27.99% interest rates. Save your financial future before it’s too late.
APPLY NOW BEFORE RATES SHIFT AGAIN
Unlock Your Homeownership Dreams!
$1000 Lender Credit For New Clients!
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Unlock Your Homeownership Dream!
Click for $1000 Lender credit for first time Homebuyer's!
About Justin Wager The Mortgage Man
My name is Justin Wager. I am not a Mortgage Man. I am THE Mortgage Man, and San Antonio has voted me the best three years running to prove it. 
I am a 3x Best Mortgage Broker in San Antonio, MySA Readers’ Choice 2024, 2025, and 2026. A 3x WalletHub Award Winner for Best Mortgage Broker in San Antonio. A+ Rated by the San Antonio Chamber of Commerce for three consecutive years. Nextdoor Neighborhood Favorite 2024. 148 IQ Verified Top 0.1% Cognitive Processing and the proud owner of 179 Google Five-Star Reviews, the most of any independent mortgage broker in San Antonio. The national press confirmed it. The results prove it every single day.
The Man Behind The Mortgage
