Justin Wager
Mortgage Loan Officer / Broker
Let’s get you started with a faster, easier, cheaper mortgage 👇
Award-Winning Mortgage Broker in San Antonio – Verified with 148 IQ
LOAN OPTIONS SERVICES
Finding You The Best Mortgage Option
Live Market Pricing
The FASTEST HELOC IN TEXAS
✅ FUNDS IN AS FEW AS 12 DAYS
✅ NO APPRAISAL (Value determined in SECONDS). If you need more, appraisal under $200!
✅ NO HARD PULL to check rates or preapprove
✅ 5-minute online application – no hassle
✅ NO title or extra closing fees
✅ Redraw up to 100% ANY time — no prepay penalties
✅ 100% of funds at closing — deposited into your account, use it however you want
✅ Borrow $25K–$750K — self-employed? Bank statements work, not your taxes
✅ Pay off high-interest balances at closing — fix your DTI instantly
✅ Erase old debt before your new HELOC is calculated — qualify for more
✅ Most HELOCs fund in 12–18 DAYS — no 45–60 day waits
Do not let your pride keep you broke. Access your equity. Kill the 27.99% interest rates. Save your financial future before it’s too late.
BREAKING: THE FED JUST DROPPED RATES! Prime just fell .25% and is now 6.75% (down from 7%). The market is shifting, and the time is NOW. Don’t wait for the banks to change their minds—LOCK IT IN.
APPLY NOW BEFORE RATES SHIFT AGAIN
Unlock Your Homeownership Dreams!
$1000 Lender Credit For New Clients!
click my picture to Apply Now! The credit will automatically be added to your account!
Unlock Your Homeownership Dream!
Click for $1000 Lender credit for first time Homebuyer's!
About Justin Wager The Mortgage Man
My name is Justin Wager. I am not a Mortgage Man. I am THE Mortgage Man, and San Antonio has voted me the best three years running to prove it. 🏆
I am a 3x Best Mortgage Broker in San Antonio, MySA Readers’ Choice 2024, 2025, and 2026. A 3x WalletHub Award Winner for Best Mortgage Broker in San Antonio. A+ Rated by the San Antonio Chamber of Commerce for three consecutive years. Nextdoor Neighborhood Favorite 2024. 148 IQ Verified Top 0.1% Cognitive Processing and the proud owner of 169 Google Five-Star Reviews, the most of any independent mortgage broker in San Antonio. The national press confirmed it. The results prove it every single day.
The Man Behind The Mortgage
I have called San Antonio home since the year 2000. More of my life has been lived in this city than anywhere else on earth, and I am proud of every single year of it. I was born and raised in Michigan, a multi-sport athlete who competed hard and learned early that discipline, preparation, and relentless effort separate winners from everyone else. That mentality moved with me from Michigan to Texas and has never left. I am 6’3″ and 250 lbs. I train daily, hit the weights hard, and stay jacked and muscular because looking good, feeling good, and performing at the highest level in every single area of life is non-negotiable for me. The same intensity I bring to the gym is the same intensity I bring to your loan file. Every time.
I am a proud Michigan Wolverine fan through and through. GO BLUE! 〽️ I bleed Detroit sports. Lions. Pistons. And having called San Antonio home for over 25 years, I proudly rep the Spurs as well. That competitor in me never turned off. It just found a new arena.
The Discount Tire Dynasty
Before I was The Mortgage Man, I built an empire inside one of the most competitive retail environments in America. I joined Discount Tire and climbed from the ground up, eventually becoming the General Manager of TXS-15 in Helotes, Texas, where I ran the most profitable and busiest locations in the entire company for 12 straight years.
